What It Takes to Retire at 35

Do you have what it takes to retire at 35?

We live in the age of the hustle. How many times have you seen some 14-year-old on Instagram sharing the quintessential ‘how I became a millionaire’ post? Young entrepreneurs are a dime a dozen on social media these days – and a major part of that culture has become the goal of early retirement. Enter the F.I.R.E movement – which stands for Financially Independent; Retire Early. It’s a financial lifestyle that advocates ultra-frugality, and having a keen eye for savings. We’re here today to discuss how it works, its positives and negatives, and if it’s a good fit for you.

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Standard Retirement Savings

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Photo: Shutterstock

Financial experts say normally, the path to retirement is to work for 40 years, while saving and investing at least 10% of your income into a portfolio that will return an average of 8% year-over-year. In plain English this means not just saving a portion of your income, but investing that saved income into multiple savings accounts (or any other accounts that accrue interest, like a CD) – and also that those accounts will give you back 8-percent interest on you total savings over a one-year period.

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Written by Emma Reed

Emma is a full time gossip chaser. Her passions are riding through the countryside with her doggos and writing stories that make people go WOW. She's the editor at

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